New cardholders are greeted with an excellent offer that returns a cash back of 6% for the first three months (up to a total of $2,000 for purchases). If you register before May 30, 2021, the $120 annual fee for the first year will be reduced for you and an additional cardholder (normally $50) so you can reap better rewards together. This offer is not available to Quebecers. Quebec City residents, please click here. With a juicy cash return of 3% on gas, food products and recurring bills, such as streaming subscriptions and utilities, plus travel insurance and troubleshooting, this card is a candidate in its category. What does this mean in practice? A family using the TD Cash Back Visa Infinite to purchase a monthly average of $750 in food, $200 for gas and $125 for recurring bills, recovers about $385 a year in these three categories – and it costs the 1% you will receive for all other purchases. In simple terms, you can easily earn a lot more in cash than you pay for the annual fee. Some cash back credit cards offer a refund on a fixed schedule – usually once a year – but with the TD Cash Back Visa Infinite, you can access your money if you need it without time limit (although at least $25 must be cashed). The TD Cash Back Visa Infinite is a super strong candidate in the cash back category, especially for families with one or more auto-shuttlers. Travel insurance is one of the most attractive benefits a card can carry, saving cardholders time, trouble and money when buying stand-alone insurance. With the TD Cash Back Visa Infinite, you are protected for emergency medical insurance of up to $2 million for travel of up to 10 days (if you or your spouse is 65 years of age or older, insured for the first four days) as well as for late or lost baggage costs. These are not the most comprehensive benefits for travel insurance, even if they are offered compared to other cash back cards, but for a non-travel card, this is not a bad offer. 15 by our director under a service contract with D.D.
Life Insurance Company. This is not an insurance benefit, but only 10 You must be a valid Visa Infinite Visa card holder to receive The Infinite Visa benefits and services. Some services and services require registration. Offers and benefits are not transferable and discounts cannot be combined with other offers or discounts. Neither Visa nor the card issuer are responsible for claims or damages resulting from the use of services or services provided by third parties. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services provided via Visa are subject to general terms and conditions, including third-party terms and conditions of sale available online at www.visainfinite.ca/infinite/terms.jsp.