Competitive Benefits Administrators (CBA)

Work Group

Competitive Benefits Administrators (CBA), located in its corporate office in Albuquerque, New Mexico was established over 40 years ago by its current President and Founder, Samuel J. Garcia, a native of Santa Fe, New Mexico. He was later joined in the business by his wife, and currect CFO and Principal, Cathy Fenner.

Mr. Garcia is a recognized expert in the insurance and employee benefits industry.

CBA is an independent provider and third party administrator of voluntary benefits. The company has a long standing business relationships with most major providers of supplemental benefits; consequently it offer its clients best in class supplemental benefits.  CBA specializes in providing voluntary benefits to the government sector; with emphasis on public schools, higher education, state, and local governments. CBA excels in providing voluntary benefits and retirement solutions to public entities and is recognized as a leader in its field.

CBA has over 40 years of experience in providing employee benefit, retirement solution, and Third Party Administration to public entities in the Southwestern United States. As an independent company, CBA is capable of offering its clients a vast array of customized supplemental benefits and retirement programs. The company prides itself in providing a positive experience for everyone for whom we provide services. It always strives to meeting and exceeding our customer’s expectation.